Customer Login

Terms of Use & Privacy Policy | Contact

Offer Details
Our Free Credit Score offer includes one Experian™ Credit Score as well as a no-obligation 7-day trial in our Triple Safeguard Credit Monitoring™ Service which sends you email alerts each time there is an inquiry made to your credit file with each of the three credit reporting agencies (Experian™, Equifax™, and TransUnion™). This package also includes zero deductible ID Theft Insurance policy** in the amount of $25,000. A one-time fully-refundable registration fee of $1.95 applies. Your trial membership in Triple Safeguard Credit Monitoring™ and the ID Theft Insurance will continue past the trial membership time frame at a cost of $14.95 per month, unless cancelled prior to the end of the 7-day trial period. If you wish to have your registration fee refunded or to cancel your credit monitoring trial you must notify us by phone so we may verify your identity at 1.888.887.4287 (Monday-Friday, 9:00 a.m. - 7:00 p.m., Eastern Standard Time, excluding holidays). Upon ordering our comprehensive credit score product, your credit card will be charged the registration fee and your credit card will be authorized (not charged) to spend $14.95. Depending on your bank, this credit card authorization may show up on your account as a "pending charge" until actually charged after the trial time period. If you cancel your trial membership during the trial time period, the $1.95 registration fee will automatically be refunded to you.

What is a Good Credit Score?
Credit Scores range from below 500 to over 800. A good credit score is 700 or above. Do you know what your credit score is? Click here to find out now.

What is Credit Monitoring?
Credit Monitoring is the quickest and easiest way to proactively monitor your credit file for new activity, account changes and credit fraud, and to aid in preventing identity theft. Unlike other credit monitoring companies, if and when changes or inquiries are made into your credit file or comprehensive credit report you will be sent email alerts within 24 hours. These email alerts will be the first indication of a legitimate comprehensive credit report inquiry, credit discrepancy, inaccuracy in your credit file or fraudulent activity within your credit file. In any given month in which there are no credit monitoring alerts or inquiries made to your file, we will send you an "all-clear" email message telling you that no inquiries to your credit have been made during the past 30 days so that you know your credit monitoring service is still working hard to help protect your credit and aid in preventing identity theft.

Credit Monitoring Services, when used consistently, are the first line of defense and a great tool in preventing identity theft and protecting against serious credit inaccuracies on your comprehensive credit report and credit fraud.

Why do I Need Credit Monitoring Services?
Credit Monitoring alerts, when delivered within 24 hours of any change, will be the first indication of a legitimate, inaccurate or fraudulent activity on your comprehensive credit report. Preventing this activity will help maintain a good credit score above 700 and prevent fraudulent transactions that bring your score down. Credit monitoring is the quickest and easiest way to proactively monitor your credit file and aid in preventing identity theft. Credit Monitoring does not affect your credit or credit score.

Help protect yourself from credit fraud and aid in preventing identity theft and do what many consumers like you do every day, be credit wise! Know what's on your comprehensive credit report, know your credit score and use credit monitoring alerts daily.

Compare Credit Monitoring Services and Companies
Our partner’s (NationalCreditReport.com) credit monitoring services help provide you with extra protection against credit fraud, preventing identity theft and the creation of fraudulent accounts under your name. There are other comparable credit monitoring companies offering similar services such as comprehensive credit reports and alerts, but we're confident you'll find our credit reporting service comprehensive and competitively priced. In addition to our comprehensive credit report and credit score products, we also offer Tri-Merge Credit Reports also known as 3-in-1 credit reports and 3-in3 credit reports, to provide you with a complete look at your entire credit history as reported by all three national credit reporting agencies, Experian™, Equifax™, and TransUnion™, as well as all three comprehensive credit reports, credit scores and tri-bureau credit monitoring alerts. We also offer identity theft insurance**, where permissible by law, to our members at no additional charge to aid in preventing identity theft while you remain an active member in our credit monitoring service. This coverage will reimburse you up to $25,000, with no deductible, for the expenses associated with clearing your name and repairing your damaged credit. Certain terms and conditions apply. Please click here to see exactly what is included in our identity theft insurance policy coverage.

Credit reporting agencies (Experian™, Equifax™, and TransUnion™) are required by law to give you a free copy of your credit report upon request once every 12 months. To receive a copy of your free credit report under this law visit www.annualcreditreport.com. The free credit report that you get from annualcreditreport.com will not include credit monitoring email alerts or credit scores but credit scores may be available for a nominal fee. NationalCreditReport.com™ is not affiliated with the annual free credit report program. For more information about this law please visit www.ftc.gov. You can also choose to order your credit reports from the 3 major credit reporting agencies, Experian™, Equifax™, and TransUnion™, along with your 3 credit scores.

**Insurance Disclaimer:
The ID Theft Insurance is active for all of our current, new, and active subscribers. If and when a credit monitoring service is cancelled so too is the identity theft insurance benefits that our members enjoy as a part of their membership in NationalCreditReport.com's™ Triple Safeguard Credit Monitoring™ Program. ID Theft Insurance is not permissible by state law in New York. Please click here to see exactly what is included in our identity theft insurance policy coverage.